Health Insurance : Getting the Most Benefit From Your Policy
October 16, 2015
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The key to getting the most benefit from your health insurance
policy is knowing your policy coverage.
Many people don’t actually read the policy for the policy
plan book; they may not be aware that the policy may pay 100% of certain
procedures, like annual physicals, mammograms, flu shots or certain labs tests.
The policy plan book will outline for you what procedures
are not subject to the deductible or co-pay (your out-of-pocket expense).
Some insurance companies have shifted their emphasis from
health insurance to health improvement and maintenance and will pay for the
cost of gym membership, nutritional counseling or plans to stop smoking.
If you were trying to lose weight and knew that you could
get these services at no cost, wouldn’t you take advantage of them?
If you wanted to quit smoking, wouldn’t it be beneficial to
know that you could get the patch for free?
It is very wise to know what services are available to you
through your insurance company, and you will only know if you take the time to
read through your policy.
Health insurance is an expensive item; take advantage of
every aspect of it that you can, not only for yourself but for the members of
your family.
By taking full advantage of the free benefits of your health
insurance policy, you will be healthier and possibly require fewer visits to
your doctor.
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